U.S. v. Phillips, No. 11-3822 (7th Cir.) (731 F.3d 649) (September 4, 2013) (Judge Richard A. Posner)
The defendants in this case, Lacey Phillips (a hairdresser) and Erin Hall (a barber) decided to buy a house together. They applied to Associated Bank for a mortgage loan; but it said no, because Hall had a recent bankruptcy and the couple's joint income (approximately $3,800 a month) was too ...
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